Money stuff, sorted over WhatsApp.
chooseyourloan helps you get a personal loan or the right insurance without form-filling or call-centre queues. Just message us and tell us what you need.
Two things we're really good at
Personal loans and insurance — explained simply, sorted quickly.
Personal loans
Quick funds for weddings, travel or emergencies, with clear EMIs upfront.
Two-wheeler & car loans
Financing sorted before you've finished picking the colour.
Health insurance
Plans matched to your family size and budget, no jargon included.
Term life cover
Straightforward life cover, sized to what your family would actually need.
Loan against salary
A short-term option for salaried folks who need cash before payday.
Free eligibility check
Tell us your income and we'll tell you what you actually qualify for.
Four messages, that's usually it
Most people go from "hello" to a plan they understand in one chat.
Say hi on WhatsApp
Tell us if it's a loan or insurance you're after.
Share a few details
Income, city, and what you're trying to do.
Get matched
We show you 2–3 options that actually fit, not a long list.
You're set
Most loans and policies are confirmed within 24 hours.
Finance, without the finance-degree bit.
We started chooseyourloan because loan and insurance paperwork shouldn't need a finance degree to understand. So we moved the whole thing to WhatsApp — the app you already check twenty times a day.
No call centres, no hold music. Just people who'll answer your question in plain language, and tell you honestly if something isn't a good fit.
People who've used chooseyourloan
"Got my bike loan approved the same evening. Didn't have to visit a branch once."
"They actually told me I didn't need the add-on cover I was about to buy. Saved me money."
"Chatting on WhatsApp instead of filling ten forms made this so much less stressful."
Got a question? Just ask.
Message us on WhatsApp and we'll get back within minutes, most days.
Chat with us on WhatsApp